Senator Heidi Heitkamp United States Senator for North Dakota

Financial Aid for Students

As someone who used the federal student loan program to put herself through college and law school, Senator Heitkamp understands the importance of student loan programs. Below is information to help parents and students navigate through the programs and policies as they apply for and repay their student loans.

Senator Heitkamp meets with students at Dickinson State University 

Getting started 
Student aid and where it comes from 
Targeted aid for specific groups 
Repaying your loans

Getting Started

Student Aid and Where it Comes From

Basic assistance categories:
  • Financial need-based - Remember that students and their parents are responsible for paying what they can -- financial aid is a supplement, not a substitute, for family resources. 
  • Non need-based - Factors include academic excellence, ethnic background, or organization membership. Corporations may also offer assistance to employees and children.
Federal Student Aid:

 Targeted Aid for Special Groups

Interested in Public Service? 
Federal assistance programs seek to encourage people to work in geographic areas or professions where there's a particular need (such as doctors in underserved areas); encourage underrepresented groups to enter a particular profession; and provide aid in exchange for services provided (such as military service). 
Aid for private K-12 education: No direct federal assistance, check with schools themselves

Repaying your Loans

After college, the federal government has ways to help you repay your loans.